Proceeds IQ Disclaimer
The calculators, tools, and content on Proceeds IQ are provided for general informational and educational purposes related to real estate and property-sale financial planning. This page explains how that information should be understood, what the calculators can and cannot tell you, and why actual transaction outcomes should always be verified with appropriate sources before you rely on them for an important decision.
Important to Know
Estimates, Not Guarantees
Every calculator output is an estimate based on the inputs provided, not a guaranteed final figure.
General Information Only
Content is general in nature and may not apply identically to every property or situation.
Not Professional Advice
Nothing on Proceeds IQ replaces individualized advice from a qualified professional.
Verify Before Deciding
Important figures should be independently confirmed before you make significant decisions.
From Estimate to Actual Result
It helps to understand how a calculator output relates to what eventually happens in a real transaction. Proceeds IQ tools sit at the beginning of that process, not the end of it:
A Proceeds IQ calculator can only take you through the first three steps. The final step — the actual result of a real transaction — depends on factors specific to your property, your contract terms, and the professionals and institutions involved, and should be confirmed through official documents and qualified sources.
1. General Information Disclaimer
The information published on Proceeds IQ is general in nature. It is intended to help users understand common concepts related to real-estate transactions and seller net proceeds, but it may not apply identically to every property, transaction, location, or individual circumstance. Real-estate situations vary widely, and general information cannot account for every detail of a specific case.
2. Calculator Results Are Estimates
All calculator outputs on Proceeds IQ are estimates. They are not guaranteed final proceeds, settlement figures, closing statements, or official transaction documents.
A calculator result is meant to give you a working figure to explore possibilities — it is not equivalent to a signed closing disclosure, a settlement statement prepared by a title or escrow company, or any other official document produced as part of an actual transaction.
3. Accuracy of User Inputs
Calculator results depend entirely on the information a user enters. If inputs are incorrect, incomplete, outdated, or based on assumptions rather than confirmed figures, the resulting estimate will reflect those limitations. Proceeds IQ has no way to verify the accuracy of the values a user chooses to enter, and the quality of any output is only as reliable as the quality of the input.
4. Real Estate Costs May Vary
Actual real-estate costs can differ from calculator estimates based on factors such as:
- State
- County
- Municipality
- The specific property involved
- Negotiated transaction terms
- Mortgage arrangements and payoff details
- Commission agreements
- Title and escrow charges
- Taxes and fees
- HOA requirements
- Other transaction-specific circumstances
Proceeds IQ does not verify the details of any individual user's transaction, and the calculators cannot account for every variable that may apply to a particular sale.
5. State and County Estimates
Proceeds IQ may provide state- and county-specific estimates as part of its calculators. Local rates, fees, rules, taxes, and transaction practices can and do change over time, and they can vary between jurisdictions in ways a general calculator may not fully capture.
Users should verify important state- and county-specific information with appropriate official or qualified sources before making significant decisions based on a calculator estimate.
6. Future Property-Value Scenarios
Where a calculator presents first-year, third-year, fifth-year, or other future property-value scenarios, these figures are illustrative estimates designed to help you explore possible outcomes under stated assumptions. They are not predictions, forecasts, or guarantees of future appreciation.
Future property values may be affected by changing market conditions, economic conditions, interest rates, local supply and demand, and many property-specific factors that a general calculator cannot anticipate.
7. What-If Comparisons
What-if calculations available on Proceeds IQ are hypothetical scenarios designed to help users compare different assumptions and explore how changing a variable might affect an outcome. They are tools for exploration, not predictions, guarantees, or professional recommendations about what a user should actually do.
8. Affordability and Financial Snapshots
Where Proceeds IQ offers affordability-related calculations, these are general estimation tools intended to give users a broad sense of possible figures. They do not constitute:
- Mortgage approval
- Loan qualification
- Underwriting
- Credit assessment
- Financial advice
Any decision about financing or affordability should involve a qualified mortgage or financial professional and the applicable lender's own qualification process.
9. No Professional Advice
Proceeds IQ does not replace individualized advice from appropriately qualified professionals. Depending on your situation, that may include real-estate professionals, mortgage professionals, tax professionals, accountants, attorneys, appraisers, or other financial professionals. These are mentioned only as examples of the kinds of professionals who may be relevant — Proceeds IQ does not employ, represent, or provide access to any such professionals, and using this website does not substitute for consulting one directly.
10. No Guaranteed Outcome
Proceeds IQ does not guarantee:
- ✕ A specific sale price
- ✕ A specific net-proceeds amount
- ✕ A specific closing cost
- ✕ A specific property value
- ✕ A specific future property value
- ✕ A specific appreciation rate
- ✕ A specific financing result
- ✕ A specific investment outcome
11. Third-Party Information and External Sources
Proceeds IQ may reference or link to external sources for informational or verification purposes. These external websites operate under their own policies and practices, which Proceeds IQ does not control. Referencing or linking to an external source does not imply an endorsement of that source, its accuracy, or its content.
12. Market and Regulatory Changes
Real-estate markets, taxes, fees, regulations, lending conditions, and transaction practices can change over time. Information that was accurate when published may not remain accurate indefinitely. Users should confirm current information with an appropriate official or qualified source, particularly for anything time-sensitive.
13. No Professional or Client Relationship
Using Proceeds IQ does not create an attorney-client, broker-client, lender-borrower, accountant-client, financial-advisor-client, or appraiser-client relationship. Proceeds IQ is an informational and educational resource, not a party to any professional engagement.
14. User Responsibility
Users are responsible for:
- Reviewing the inputs they enter into any calculator
- Understanding the assumptions behind a given estimate or scenario
- Checking important information against official or qualified sources
- Considering their own individual circumstances
- Obtaining professional advice where appropriate
- Making their own decisions
15. Use of Information
Users should not rely solely on Proceeds IQ for significant financial, property, tax, legal, mortgage, or investment decisions. The tools on this site are designed to support your own research and understanding, not to serve as the sole basis for an important decision.
16. Website and Calculator Availability
Calculators, information, and website features may occasionally contain errors, become temporarily unavailable, change, or be updated. Proceeds IQ does not promise uninterrupted availability of any calculator, tool, or piece of content.
Our Approach to This Disclaimer
Proceeds IQ aims to be clear about what its calculators can and cannot do. The goal is to help users explore real-estate financial scenarios with a useful starting estimate, while being upfront that actual transaction outcomes depend on individual circumstances and should be independently verified.
What Proceeds IQ Does Not Claim
This list reflects what Proceeds IQ intentionally does not represent itself as. It is provided for transparency, so users understand the boundaries of what this website offers.
Related Policies & Information
Questions About This Disclaimer?
If you notice what appears to be an error, have a question about this Disclaimer, or want to report an issue with a calculator, please get in touch.
Contact Proceeds IQProceeds IQ's purpose is to help users understand and explore possible real-estate financial scenarios through clear, accessible calculators and educational content. Actual transaction outcomes depend on individual circumstances, negotiated terms, and local rules and costs — and should be independently verified with appropriate official or qualified sources whenever an important decision is involved.
