Proceeds IQ Privacy Policy
Proceeds IQ respects user privacy. Its calculators are designed to operate on the user's own device, without requiring an account and without storing calculator entries in a Proceeds IQ database. This policy explains what that means in practice and where the underlying website platform or any third-party services may be involved separately from Proceeds IQ's own practices.
Privacy at a Glance
No Account Required
Users do not need to create an account or sign in to use the calculators.
No Calculator Database
Proceeds IQ does not maintain a database containing users' calculator inputs.
Front-End Calculations
Calculator calculations are designed to occur within the user's browser or device.
No Required Personal Information
Users are not required to submit personal information simply to use the calculators.
Transparent Third-Party Practices
Any third-party service actually used by the website may have its own privacy practices, disclosed below where applicable.
1. Information Proceeds IQ Collects
Proceeds IQ does not intentionally collect personal information merely because someone uses a calculator. Users are not required to provide a name, email address, phone number, home address, property address, login credentials, or account information simply to use the calculator.
This does not mean that absolutely no information can ever be processed by infrastructure outside Proceeds IQ. It's worth distinguishing between information Proceeds IQ intentionally collects, and technical information that may be processed by the website platform or by third-party services, discussed in the relevant sections below.
2. Calculator Information
Using a Proceeds IQ calculator, a user may enter values such as:
- Sale price
- Mortgage balance, including a second mortgage or HELOC
- Seller credits
- HOA-related costs
- Commission assumptions
- County selection
- Property-related expenses
- Other calculator inputs
These values are entered into the calculator interface to perform calculations in the user's browser. Proceeds IQ does not intentionally transmit these calculator inputs to a Proceeds IQ database for storage.
3. How Calculator Processing Works
Conceptually, a calculation moves through the following steps:
The calculator is designed to process inputs on the client side, within the browser. This design does not mean the architecture prevents every possible form of browser- or internet-level data processing that may occur independently of Proceeds IQ.
4. Accounts and Registration
- ✓ No account is required
- ✓ No login is required
- ✓ No sign-up is required
- ✓ No user profile is required
- ✓ No membership is required
Users can access and use the calculators without creating a Proceeds IQ account.
5. User Database
Proceeds IQ does not maintain a user database for calculator users.
The website does not have a traditional account system where a calculator user's personal profile or calculator history is stored. This describes the actual architecture of the calculator — it is not a claim that no information can ever be technically stored anywhere in connection with a website visit.
6. Personal Information
Proceeds IQ does not require personal information to use the calculators. If a future feature — such as a contact form, newsletter, account system, or similar functionality — is introduced, this Privacy Policy will be updated before that feature begins collecting information. No such feature currently exists beyond what is described in this policy.
7. Information You Voluntarily Provide
If a user voluntarily contacts Proceeds IQ, the information provided in that communication may be received for the purpose of responding to it. To get in touch, use the published contact method.
8. Cookies and Similar Technologies
Proceeds IQ's own calculator functionality does not require cookies to perform its basic calculations. That said, the underlying Blogger platform, or any third-party service actually integrated into the site, may use cookies or similar technologies as part of its own operation. If advertising, analytics, or other third-party technologies are introduced to Proceeds IQ, their applicable data practices will be disclosed here.
9. Browser Storage and Local Data
The calculator does not require browser storage mechanisms such as localStorage, sessionStorage, IndexedDB, or cookies to perform its basic calculations. This describes Proceeds IQ's own calculator functionality; it does not represent a claim that the broader website can never use browser storage under any circumstance.
10. Third-Party Services
External services, where actually used, may have their own privacy policies separate from this one. Currently identified third-party services used by Proceeds IQ: [LIST ONLY ACTUAL THIRD-PARTY SERVICES HERE]
Where no specific third-party service is listed above, no specific third-party service is intentionally collecting calculator inputs on behalf of Proceeds IQ.
11. Blogger and Hosting Infrastructure
Proceeds IQ is hosted using Google's Blogger platform. Proceeds IQ's own calculator functionality is distinct from the underlying website and hosting infrastructure that Blogger provides. Proceeds IQ does not control every technical process performed by the Blogger platform, and does not make specific claims about exactly what Google collects through that infrastructure. Google may process technical information according to its own policies and applicable terms.
12. Advertising
If advertising is displayed on Proceeds IQ, advertisements may be delivered or supported by third-party advertising providers. Their technologies and data practices may be governed by their own privacy policies. This section will be updated with the specific advertising configuration if and when one is implemented.
13. Analytics
Proceeds IQ does not intentionally operate a separate analytics system that requires users to submit personal information. The underlying website platform may still process technical information according to its own policies. If a dedicated analytics system is introduced later, this section will be updated to reflect it.
14. Sharing of Information
Proceeds IQ does not sell users' calculator inputs or maintain a database of calculator-user information for sale or sharing.
Information voluntarily submitted through a communication channel may be handled for the purpose for which it was submitted. This policy does not make absolute claims about every third-party platform involved in hosting or advertising, since those practices are governed by the relevant provider's own policies.
15. Sale of Personal Information
Proceeds IQ does not sell users' calculator inputs as a product or maintain a user database for the purpose of selling personal information.
16. Data Retention
Because Proceeds IQ does not intentionally store calculator inputs in a Proceeds IQ user database, there is no Proceeds IQ calculator-history retention period for ordinary calculator use. If a user voluntarily contacts the site, information involved in that communication may be retained only as reasonably necessary to handle the communication, subject to the actual communication system used.
17. Security
Minimizing the information Proceeds IQ intentionally collects also reduces the amount of personal information there is to manage or protect. That said, no internet system can be guaranteed to be completely risk-free, and Proceeds IQ does not claim military-grade security, bank-level security, 100% security, or zero risk.
18. Children's Privacy
Proceeds IQ does not intentionally request personal information from children merely to use the calculator. Parents or guardians with privacy concerns are welcome to contact Proceeds IQ using the contact method below.
19. External Websites
Proceeds IQ may link to external websites or official sources for reference. Once a user leaves Proceeds IQ, the external website's own privacy policy applies. Proceeds IQ is not responsible for the privacy practices of external websites it links to.
20. Privacy Questions and Requests
Because Proceeds IQ does not maintain a traditional calculator-user database, there is typically no Proceeds IQ account record or calculator history associated with an ordinary calculator session to request or delete. For information voluntarily provided through a communication channel, users may contact Proceeds IQ with privacy questions.
21. International Visitors
Proceeds IQ may be accessible internationally. Applicable privacy requirements can vary by jurisdiction, and this policy does not claim certification under any specific regional privacy framework.
22. Changes to This Privacy Policy
This policy may be updated when website functionality changes, data practices change, third-party services are introduced, legal requirements change, or existing practices need clarification. There is no fixed update schedule.
Our Privacy Principle
Proceeds IQ follows a data-minimization approach for its calculator functionality: users can use the calculators without creating an account, and calculator inputs are designed to be processed within the user's browser rather than being stored in a Proceeds IQ user database.
Privacy Architecture
This diagram describes Proceeds IQ's own calculator architecture. It is not a security guarantee, and it does not represent every technical process that may occur through the underlying website platform or internet infrastructure.
Privacy Feature Summary
"No" refers to Proceeds IQ's own calculator and account architecture, and does not override the separate practices of the underlying platform or any third-party service actually in use.
What Proceeds IQ Does Not Require for Calculator Use
- ✓ No account creation
- ✓ No login
- ✓ No sign-up
- ✓ No user profile
- ✓ No required personal information
- ✓ No Proceeds IQ calculator-history database
- ✓ No requirement to submit calculator inputs to a Proceeds IQ backend
This list describes Proceeds IQ's own calculator and account architecture. It is not a claim that absolutely no technical data can ever be processed by third parties in connection with a website visit.
Important Privacy Distinction
"Not collecting calculator inputs" does not necessarily mean that no technical information can ever be processed when someone visits a website.
Worth keeping in mind:
- Browsers process information as a normal part of loading and displaying a webpage
- Website platforms, including Blogger, may process technical information according to their own policies
- Any external service actually used by the site may have its own separate practices
- Internet infrastructure generally involves some technical data transmission simply to deliver a page
Legal / Professional Notice
This Privacy Policy describes the current privacy practices of Proceeds IQ and is intended to provide transparent information about the website's functionality. It is not legal advice. Site operators relying on this policy for legal compliance purposes should have it reviewed by a qualified privacy or legal professional.
Related Policies & Information
Questions About Privacy?
Privacy questions, corrections, or concerns can be submitted through the Proceeds IQ contact page.
Contact Proceeds IQ
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